HomeMy WebLinkAboutBNF-101BERGEN COMMUNITY COLLEGE
DIVISION OF BUSINESS, ARTS and SOCIAL SCIENCES
BUSINESS DEPARTMENT
BNF 101 Principles of Banking
Syllabus
Course
Description
BNF 101 Principles of Bank Operations presents the fundamentals of
bank functions in a descriptive fashion so that the beginning banker
may acquire a broad and operational perspective. Topics considered
include fundamentals of negotiable instruments, contemporary banking
issues and developments within the banking industry.
Credits/Hours 3 lecture, 0 lab, 3 credits
Prerequisites None
Required
Textbook
Bank Management & Financial Services, Peter S. Rose, Sylvia C.
Hudgins, McGraw-Hill, 8th. Edition, ISBN-13 9780073306599.
Student
Resources
In addition to the resources mentioned above, students are extremely
encouraged to make full use of the Sidney Silverman Library (in person
and online at http://www.bergen.edu/library/ ), the Tutoring Center
(available in person room L-125 and online at
http://www.bergen.edu/library/learning/tutor/ ) , the Writing Center
(available in person room L-125 and online at
http://www.bergen.edu/library/learning/write/ )
Student
Learning
Outcomes
After successfully completing all course activities, the student will be
able to:
1. Identify and describe the major functions of commercial banks
and their interrelationship;
2. Describe the importance of full-service commercial banking and
its impact on the economy, the community, business and the
individual;
3. Identify and describe various banking regulations and regulatory
agencies;
4. Identify and analyze the various products and services banks
offer governments, businesses, individuals, and correspondents;
5. Identify the major features of the world banking system, and
their interdependence;
6. Explain the concept of liquidity, safety and income;
7. Compare and contrast the various types of bank loans and
investments.
Course Week Chapter Topic
Content 1 1 An Overview of The Changing Financial-Services
Sector
2
3, 4
The Organization and Structure of Banks –
Establishing New Banks, Branches, and Other
Services.
3
2
The Impact of Government Policy and Regulation
on the Financial-Services Industry Exam#1
Chapters 1,3 & 4 (Date: 9/27/10)
4
6
Measuring and Evaluating the Performance of
Banks
5
13
Managing Nondeposit Liabilities
6 13 Managing Nondeposit Liabilities Exam#2
Chapters 2,6 &13 (Date: 10/18/10)
7 19 Mergers and Acquisitions
8 16 Lending Policies and Procedures
9 17 Lending to Business firms Exam#3 Chapters
16,17,19 (Date: 11/08/10)
10 18 Consumer Loans, Credit Cards and Real Estate
Lending
11 10 The Investment Function – Project due date:
11/15/10
12
08,09 Risk Management: Financial Futures, Options,
Swaps, and Other Hedging- Risk Management:
Asset-Backed Securities
13 20 International Banking and the Future of Banking
and Financial Services
14
20 Exam#4 (Chapters 08,09,10,18, 20) Date:
12/06/10
15 Presentations
Course
Requirements
The student is expected to:
1. Read the assigned materials prior to the scheduled date;
2. Respond to assigned questions;
3. Complete quizzes by specified dates;
4. Complete assigned projects by the specified dates;
5. Participate in the class discussion;
6. Stay current with news relevant to the course material;
7. Use related resources as directed by the instructor.
Expected
Behavior
1. Be on time for class
2. Pay attention in class
3. Always come to class prepared
4. Raise your hand first before talking or making a comment in
class
5. Do not disturb the class with cell phones (Texting is
prohibited in the classroom).
6. Be reasonable
Course Activities 1. There will be Four exams during the semester. Your lowest
grade of the first three exams will be dropped. You must take
the 4th or final exam; I will not drop the grade of the final
exam. The two highest grades from the previous exams plus
the final grade will be worth 75 points. The exam questions
will be in the format of true/false, multiple choice, fill-in or
matching.
2. This is an active learning environment and students are
expected to participate regularly in class discussions and
group activities. Discussion will often center on current events
relevant to the course. Students are expected to be
knowledgeable about the news. Similarly, case studies,
exercises and other activities will be assigned in class for an
immediate assessment of student learning. Participation, class
discussions and assignments will be worth 10 points.
3. There will be one major team project assigned. The team
project is worth 15 points. Projects are required to be typed,
double spaced, and in correct academic quality English.
Projects will be checked for plagiarism. Check course content
section for due dates and circle the date if you wish.
Attendance
Policy
Faculty Absence
Procedures
Students are expected to attend every class promptly. There will be
some daily activities to keep track of attendance and accumulated
absences will significantly affect a student’s grade. Also, students
cannot participate in class discussion and activities if not present and
this will also affect the class grade.
A daily listing will appear in the glass case located in the
administrative wing of the main building which indicates all classes
which are cancelled. Another listing will appear in the glass case
adjacent to the Hotel/Restaurant bulletin board in the East Hall.
Students can consult these bulletin boards before going to class. If
such a class does not appear on the day’s cancellation notice, this
information should be conveyed either to the Evening and Saturday
Office (L-113) or Division Office (A-306C).
Special
Accommodations
Makeup Policy
Students who need accommodations as required by the American
with Disabilities Act (ADA) can register with the Office of
Specialized Services of Bergen Community College. The students can
call 201-612-5270 or visit http://www.bergen.edu/pages/676.asp.
There is no makeup for exams. Generally, the lowest exam grade
will be dropped before calculating the average at the end of the
semester. Any missed exams have a grade of zero (0). Therefore,
only one exam can be missed excluding the final exam.
Evaluation and
Grading
Exams (3)
75 points
Class
assignments
&
discussions
(CAD*)
10 points
Team Project
and
Presentation
(TP&P*)
15 points
__________
TOTAL 100 points
Computing Your Grades:
Multiply the average of your three (3) exams by .75 = ________
Exam1: Exam2: Exam3: Total:
Multiply your CAD* grade by . 10 = ________
CA* Grade:
Multiply your TP&P* grade by .15 = ________
TP&P Grade:
Total points: = ________
A = 90-100 B+ = 86-89 B = 80-85 C+ = 76-79 C = 70-75 D = 60-69
I reserve the right to modify any parts of this outline including assignments, exam dates,
project date, topics to be covered, etc.
Rev
09/01/10